Shifting Away From The Pre-Disability Reset

Why this is a big deal for maternity leaves Long-term disability coverage sometimes gets overlooked for its role in a benefits package, but this level of protection is a financial safety net for so many workers who really rely on this coverage to help them when they need it most. If long-term disability insurance largely gets passed by for its…

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Fear, Misunderstanding And Stigma Leading To Underutilized EAP’s

Despite the momentum we’ve collectively made towards better understanding mental illness and the programs in place to help folks, this invisible barrier of stigma persists to mitigate Employee Assistance Program (EAP) use for those seeking out treatment. These indirect and direct circumstances of prejudice can lead to feelings of hopelessness and shame in those struggling to cope with their situation.…

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Ontario Hospitals To Continue Long-Term Disability Benefits After 65

  Imagine having all of your private health insurance across dental, vision, prescription drugs, life and disability coverage suddenly terminated by your employer at the age of 65 while you're still working for them — and just when you may really need them the most. Unfortunately, it happens way more than you think. In a world that for some reason…

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5 Insurance Oversights You Simply Can’t Afford To Make

  With summer officially in the rear-view and the collective feeling of ‘getting back into the swing of things’ taking shape, fall provides the perfect setting to get all your affairs in order on your home front. Between double-checking that your life insurance beneficiaries are updated to ensuring your child still can qualify for health coverage under your plan —…

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Canada’s Top Employee Benefits Providers For 2018

This past year marked the big push towards a digital transformation among many of the top carriers in a way of aggregating information and representing it easily, visually and in a personalized way. Telehealth saw an explosion in popularity for its convenience factor and immediacy, which shows how four of the top carriers all made major strides in the digital…

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Why Are The Reasons Behind Absenteeism Being Overlooked?

There was an overwhelming urge to better understand what absenteeism looks like in the workforce, according to the 2019 Sanofi Canada Healthcare Survey. With four out of five plan sponsors highlighting the immediate need to focus on the real reasons behind it, it’s time we make the strong business case to address what happens behind the scenes to lead up…

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The Sanofi Canada Healthcare Survey: Closing Knowledge Gaps

The Sanofi Canada Healthcare Survey reaches 1,500 employees and over 400 employers annually and has evolved over the past 22 years from a brief whitepaper into a comprehensive survey to identify the crucial areas needed for positive change in employee healthcare. Every year, it monitors the pulse of health benefit plans, and analyzes the changing opinions of plan members and…

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New Extended Employee Coverage Launched To Help People Transitioning

Sun Life Financial has officially expanded its extended employee-care plan to include gender affirmation coverage to help people who are transitioning. “We know there can be a significant impact on an individual’s mental, emotional and physical well-being when they don’t feel connected to their gender,” said Marie-Chantal Côté, vice-president of market development at Sun Life Financial Canada. While this will…

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E-signatures Are OK For Investments & Life Insurance… But Not For Employee Benefits

Last year around this time I wrote that I felt insurance providers needed to step up to the plate and start accepting electronic signatures – and if wet signatures still had a place in today’s high-tech world. As we fast forward thirteen months later, it’s incredible to see the collective progress an entire industry can make, because we’re finally seeing…

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Fraud Is Still A Major Concern – But Are Startups Really Impacted?

There is a lot of money in insurance. According to the Canadian Life and Health Insurance Association, private insurers paid out a whopping $34 billion in health claims last year! And as history has shown us, when there is a lot of money pooled in any given area, it can inevitably trigger greed – which in this case comes to…

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