First off, let’s define what a Schedule 2 employer is.

WSIB defines a Schedule 2 employer as:

  • Firms funded by public funds (from the federal and/or provincial governments).

  • Firms legislated by the province but self-funded.

  • A number of other firms who are privately owned but involved in regulated industries such as telephone, airline, shipping, and railway.

If you fall into one of the above categories, you can opt of of WSIB, provided that you have alternative coverage in place – coverage that is, at the very least, identical to what WSIB offers.

That’s where we can help. Through non-traditional insurance companies, we can help you design and implement an alternative plan that includes accident benefits and income replacement. In order to quote, we require the following:

If you have any questions regarding this, or if you would like to receive a no obligation quote, please do not hesitate contacting Chris Gory at either 416-754-3910/1-800-773-8638 or at chris @