Privacy Policy

What Personal Information Do We Collect?

We collect your name, address and personal contact information, information about your finances including your sources and amount of income, your date of birth, and other information about you and your dependents.

How Do We Use Your Personal Information?

We use your personal information to see if you qualify for our services, to help ensure we are avoiding conflicts of interest as far as possible, and to provide you with any referrals, or legal and other services. We will never sell or otherwise provide any of your personal information to any other parties for marketing purposes.

Cookies Policy

We use “cookies” and similar technologies (such as web beacons and pixels) on our websites. Cookies are small data files that are placed on your computer when you access our websites.

We use cookies to improve your access to our websites, and to allow you to share website content with social media platforms like Facebook and LinkedIn. Cookies also enable us to track and target the interests of visitors to our websites, so that we can provide more customized and relevant content.

Google Analytics Cookies:

We also use the following analytic tools to help us analyze the performance of our Website and Services as well as how visitors use our Website and Services:

Google Analytics collects information such as how often users visit our site, what pages they visit when they do so, and what other sites they used prior to coming to our site. We use the information we get from Google Analytics to improve our site. Google Analytics collects only the IP address assigned to you on the date you visit our site, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information.

Website Terms and
Conditions of Use


By accessing Orchard Benefits, you are agreeing to be bound by these Website Terms and Conditions of Use and agree that you are responsible for the agreement with any applicable local laws. If you disagree with any of these terms, you are prohibited from accessing this site. The materials contained on the Orchard Benefits website are protected by copyright and trade mark law.

Use License

Permission is granted to temporarily download one copy of the materials on Orchard Benefits’ Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials;
  • Use the materials for any commercial purpose or for any public display;
  • Attempt to reverse engineer any software contained on Orchard Benefits’ Website;
  • Remove any copyright or other proprietary notations from the materials; or
  • Transferring the materials to another person or "mirror" the materials on any other server.
  • This will let Orchard Benefits to terminate upon violations of any of these restrictions. Upon termination, your viewing right will also be terminated and you should destroy any downloaded materials in your possession whether it is printed or electronic format.

All the materials on Orchard Benefits’ Website are provided “as is.” Orchard Benefits makes no warranties, may it be expressed or implied, therefore negates all other warranties. Furthermore, Orchard Benefits does not make any representations concerning the accuracy or reliability of the use of the materials on its Website or otherwise relating to such materials or any sites linked to this Website.


Orchard Benefits will not be held accountable for any damages that will arise with the use or inability to use the materials on Orchard Benefits’ Website, even if Orchard Benefits or an authorized representative of this Website has been notified, orally or written, of the possibility of such damage. Some jurisdiction does not allow limitations on implied warranties or limitations of liability for incidental damages, these limitations may not apply to you.


The materials appearing on Orchard Benefits’ Website may include technical, typographical, or photographic errors. Orchard Benefits will not promise that any of the materials in this Website are accurate, complete, or current. Orchard Benefits may change the materials contained on its Website at any time without notice. Orchard Benefits does not make any commitment to update the materials.


Orchard Benefits has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. The presence of any link does not imply endorsement by Orchard Benefits of the site. The use of any linked website is at the user's own risk.

Site Terms of Use Modifications

Orchard Benefits may revise these Terms of Use for its Website at any time without prior notice. By using this Website, you are agreeing to be bound by the current version of these Terms and Conditions of Use.

Governing Law

Any claim related to Orchard Benefits’ Website shall be governed by the laws of Canada without regards to its conflict of law provisions.