Employee Benefits plans for Startups Made Easy

Plans that meet your budget and your employees' needs

about us

Employee Benefits

Now entering its 19th year, Orchard Benefits (formerly Insurance Portfolio Financial Services) continues to grow. We have clients from across Canada, ranging in size from 1 employee to over 450.

For press resources, including recent coverage of Orchard Benefits in the press and topics and talking points we can provide content for, please visit our press page.

Our approach

Wondering How Orchard Works?

Trying to figure out the differences between an employee benefits plan, an ASO plan, and an HSA? We'll help you to choose your best option.

Since we work exclusively in the employee benefits industry, we don't obtain quotes from just 2 or 3 of the insurance companies.


We make it easy to get started! So, your employees have a benefits plan. Now, what? To get everyone into the loop, we hold a review period.

You'll hear from us throughout the year. We want to make sure that you're happy and that everything is running smoothly with your benefits plan.


Check what our clients say about us

"Chris provides a friendly, insightful and pragmatic approach to establishing employee benefits in growing companies. He has been responsive and helpful through the process developing an excellent package of benefits for our team."

Dan Holowack


"We are very happy with Insurance Portfolio! Chris Gory is extremely helpful, whenever I have a question, he responds right away. Chris never hesitates to come by our office to review documents with me and he always strives to find us the best options."

Hailey Adams


"I consider Chris a part of our team at Design Cofounders– his proactive efforts in our people and company's best interests is something that everyone in professional services should emulate."

Mustefa Jo’shen

Design Cofounders


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Looking for home, business, or auto insurance?

Please see our sister company, Insurance Portfolio Inc.