Introduction

Welcome to Orchard Benefits. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using our services. If you do not agree with any part of these terms, you must not use our services.

Definitions

• “We,” “us,” and “our” refer to Orchard Benefits.
• “You,” “your” refer to the user or client accessing our website or services.
• “Services” refer to the employee benefits solutions provided by Orchard Benefits, including but not limited to pooled insurance plans, rate guarantee programs, and other benefit-related offerings.

Use of Services

1. Eligibility: Our services are intended for businesses and individuals seeking employee benefits solutions. By using our services, you represent that you are authorized to act on behalf of your organization or yourself.
2. Compliance: You agree to use our services in compliance with all applicable laws and regulations. Any misuse of our services, including but not limited to providing false information, is prohibited.
3. Modification of Services: We reserve the right to modify or discontinue any part of our services at any time without prior notice.

Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Orchard Benefits or its licensors and is protected by intellectual property laws. You may not copy, distribute, or create derivative works from our content without prior written consent.