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about us

Employee Benefits

Now entering its 19th year, Orchard Benefits (formerly Insurance Portfolio Financial Services) continues to grow. We have clients from across Canada, ranging in size from 1 employee to over 450.

For press resources, including recent coverage of Orchard Benefits in the press and topics and talking points we can provide content for, please visit our press page.

Our approach

Wondering How Orchard Works?

Trying to figure out the differences between an employee benefits plan, an ASO plan, and an HSA? We'll help you to choose your best option.

Since we work exclusively in the employee benefits industry, we don't obtain quotes from just 2 or 3 of the insurance companies.


We make it easy to get started! So, your employees have a benefits plan. Now, what? To get everyone into the loop, we hold a review period.

You'll hear from us throughout the year. We want to make sure that you're happy and that everything is running smoothly with your benefits plan.

A proud member of

A proud member of  Canadian Group Insurance Brokers

Responding to the needs of the Gig Economy 

Freelancers, solopreneurs, and startups—everyone needs a flexible benefits plan that fits their work, however they work.

Tax-deductible premiums as a business expense

No drug cap

No medical underwriting

And more!

Learn about Employee Benefits plans in the Canadian startup space

Plans that meet your budget and your employees' needs. Download your free eBook by hitting the button below!


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