Get Better Insurance For Less.

Compare and buy home and auto insurance online from top Canadian insurers — in under 4 minutes. Orchard clients shop for competitive rates, customize coverage, and purchase entirely online. 

What You Get

Save Up To 29%

Unlock exclusive rates and discounts and save up to 29% on your annual premium.

Free To Compare

Compare policies from major Canadian insurers in under 4 minutes. No fees, no follow-up calls.

Buy Online

Customize coverage, set your deductible, and purchase your policy your way.

Get Rewarded

Complete a full quote through Orchard’s referral link and we’ll send you a thank-you gift card.

For Orchard Clients

YouSet is available to all Orchard members across Ontario and Quebec — no enrollment, no employer setup. Get a quote in minutes, switch anytime (even mid-policy), and purchase directly online.

Start Saving With YouSet

YouSet is the only platform in Canada that compares bundles from a single insurer against mix-and-match combinations across different insurers — and shows you whichever option saves you more.

Car Insurance

Get competitive rates from top insurers. Customize liability, deductibles, and optional add-ons like roadside or rental coverage.

Home Insurance

 overage for home, condo, or tenant policies — starting at $12/month — with the flexibility to set limits that match your situation.

Smart Bundles

Mix and match home and auto across different insurers to unlock the lowest combined price. YouSet does it automatically.

Already Insured? It's Easy To Switch.

Switching to YouSet takes minutes, not weeks. You can move anytime — even mid-policy — and the savings often more than cover any early termination fees from your current provider.

How It Works

Answer Some Questions

Answer a few questions so YouSet can find your best rates.

Get Your Price

YouSet’s smart technology connects you to multiple insurers and surfaces the best offer.

Buy Your Policy

 Customize your coverage and buy your policy directly from YouSet.