Get Better Insurance Without the Friction

Most people set their home and auto insurance once and don’t revisit it.

Through our partner YouSet, Orchard clients can compare options from top insurers and purchase coverage online — in minutes, not hours.

And if you complete a full quote through our referral link, you can receive up to a $100 Amazon gift card.

How It Works

The entire process takes about four minutes.

Share a few details

Answer a few quick questions so YouSet can find the best available rates.

Compare your options

YouSet’s technology connects you to multiple insurers and shows the strongest offer instantly.

Customize and purchase

Adjust your coverage and buy your policy directly online.

Why This Matters

Insurance is one of those fixed costs that quietly increases over time.

What YouSet does differently is simple: it shows you multiple options at once — and lets you mix and match coverage across insurers to find the best price. In many cases, that means lower premiums without changing your coverage.

What You Get

All the right insurers.

Access top Canadian insurers in one place, so you can compare options side-by-side, secure stronger coverage, and avoid being tied to a single provider.

Design your plan, your way.

Bundle or mix policies across providers to build a plan that actually fits your team — not a one-size-fits-all solution you have to work around.

Real savings, not assumptions.

Save up to 29% on premiums through smarter plan design, competitive underwriting, and access to multiple carriers working in your favour.

Built for how teams work now.

A fully digital experience with no calls, no back-and-forth — just a streamlined way to manage benefits that keeps things moving.

Already Have Coverage?

That’s exactly when this is worth doing. YouSet lets you compare your current policy against real market rates — quickly and with no obligation to switch. If there’s a better option, you’ll see it immediately. If not, you’ll know you’re already in a good place.