Alberta’s Bill 11 is being reported as a two-tier health care story, and that is the part making headlines. But the part that affects you sits in your benefits plan, and it reaches well beyond Alberta’s borders. If you employ even one person who works in Alberta, this applies to you, and it makes no… Continue reading Bill 11 And Your Benefits Plan: What It Means For Any Employer With Staff In Alberta

When Canada Life disclosed its cyber incident this spring, I paid close attention, and not only as an advisor. My own information was caught up in it. It was initially reported that the incident exposed the personal information of up to 70,000 people, most of them employees of a single large corporate client, however, Insurance… Continue reading The Canada Life Breach And The Data The Headlines Overlooked

The numbers are in! Each year, the employee benefits industry waits for the annual ranking of Canada’s top group benefits providers, and the 2025 figures offer another window into where the market is heading. The big names held their ground, the smaller carriers kept climbing, and the cost pressures shaping every plan in the country… Continue reading Canada’s Top 20 Employee Benefits Providers — 2025

Vision Care Has Been Quietly Treated as a Throwaway Benefit For most of the last decade, vision care has been the line item nobody on the benefits committee fights about. A flat allowance every two years for an exam, frames, and lenses. Predictable, low-cost, rarely revisited. Most plans on the market today were designed when… Continue reading Vision Care Is Moving Toward Prevention — But Plans Haven’t Caught Up Yet

GLP-1’s Are No Longer a Fringe Benefits Issue For a while, GLP-1’s looked like a fringe benefits issue—expensive, high-profile, and easy to file under “we’ll deal with it later.” That’s no longer the case. For Canadian employers, especially fast-growing tech teams, GLP-1’s are becoming a real plan design decision. Not because every company suddenly needs… Continue reading GLP-1’s Are About to Become A Bigger Benefits Conversation, Not A Simpler One

If 2025 was the year employee benefits shifted from a nice-to-have to a strategic imperative, 2026 will be the year that reality shows up in budgets, boardrooms, and renewal conversations across Canada. Costs are rising faster than many employers anticipated, employee health and well-being needs are growing more complex, and benefits decisions are more about… Continue reading 2026 Canadian Employee Benefits Outlook: Rising Costs & Bigger Decisions

For a while, the future of work felt settled. Hybrid wasn’t perfect, but it was working. Flexibility had proven itself, commutes shrank, calendars loosened, and employees quietly reorganized their lives around more autonomy. Wellness stopped being something people talked about and started becoming something they actually practiced. Now, that balance is shifting again. Governments are… Continue reading Return to Office Is Coming Back. But It’s Not the Same Workplace It Left.

Canada’s tech ecosystem has long been a sleeping giant compared with its southern neighbor — especially cities like Toronto and Vancouver. But recent shifts in U.S. immigration policy, coupled with Canada’s own bold recruitment strategy, are creating a rare alignment of forces: a chance for Canada to attract global tech talent, including H-1B workers left… Continue reading Canada’s Big Moment: Turning H-1B Flux Into A Tech Advantage

Long-term disability (LTD) isn’t the coverage employees line up to ask about. It’s not as visible as mental health support or as tangible as massage, physio, or dental. And for younger tech employees—especially those early in their careers—it barely crosses their radar at all. But that’s exactly where the risk begins.  When employees don’t understand… Continue reading The Most Overlooked Risk in Tech: Why Startups Can’t Skip LTD Coverage

As drug costs rise and employee expectations shift, employers are increasingly looking for ways to stretch their benefits budget without weakening their plan. Tools like RxHelp, InnoviCares, and provincial programs offer support — but each operates differently, and not all provide the same value. If you’ve ever wondered which option is best for your team,… Continue reading RxHelp vs. Other Drug Coverage Programs: What’s Best for Employers?