Why Taxable Employee Benefits Is A Lose-Lose Situation

Recent reports surfaced about how taxing employer-provided health and dental benefits would increase the federal net balance by $3.8 billion. While this might add significant figures to the government’s annual spend, it will greatly shrink the disposable income of middle-income earners across the country every year. It’s a lose-lose situation and the long-term implications for… Continue reading Why Taxable Employee Benefits Is A Lose-Lose Situation

Is Telemedicine The Next Big Thing In Canadian Health Care?

The digital revolution has made impressive strides in redefining modern health care, and we’re once again seeing technology shake up this industry by making medical care more efficient for both patients and healthcare providers. This virtual healthcare, or “Doctor in a Pocket” model is providing a powerful new way to facilitate consultations between Canadian doctors… Continue reading Is Telemedicine The Next Big Thing In Canadian Health Care?

Canada’s Top Employee Benefits Providers For 2017

It’s spring, so in the employee benefits industry, that means that it’s time for one of the leading benefits publications, Benefits Canada, to publish their list of the top employee benefits providers for 2017. Some years, you’ll see large increases – mainly due to acquisitions (e.g. when Manulife purchased Standard Life). Not this year –… Continue reading Canada’s Top Employee Benefits Providers For 2017

Medical Cannabis In Group Benefits: A Question Of ‘When’ – Not ‘If’

As Canada is set to embark on being the first major industrialized nation to legalize cannabis, being an early leader in this field comes with sweeping changes on how it will be viewed from an insurance standpoint. With the political narrative maturing and the number of registered medical cannabis patients continuing to grow, it’s marking… Continue reading Medical Cannabis In Group Benefits: A Question Of ‘When’ – Not ‘If’

Trends And Takeaways From The 2018 TELUS Health Conference

Private insurance stakeholders have consistently rated the TELUS Health Annual Conference as the industry-leading source for information on trends across the health benefits ecosystem. The 2018 TELUS Health program provided us with leading intelligence on Canadian private drug and benefit plan data and trends. I was fortunate to have been among the top benefit consultants… Continue reading Trends And Takeaways From The 2018 TELUS Health Conference

How to Protect Your Startup From Group Benefits Fraud

March is a month that is rich with big-ticket activities. The annual NCAA March Madness basketball tournament kicks off, St. Patrick’s Day celebrations, and the start of spring (for us in the Northern Hemisphere.) But there’s another theme that flies under the radar that doesn’t get enough attention as it should – March is Fraud… Continue reading How to Protect Your Startup From Group Benefits Fraud

Wet Signatures: Are Insurance Providers Stuck In The Past?

How many physical documents have you signed in the past three months? Chance are, it’s not very many. Maybe a form at the doctor’s office or a driver’s license renewal. But cast your mind back: 10 or even 20 years ago if you can. You signed your name a lot more back then, didn’t you?… Continue reading Wet Signatures: Are Insurance Providers Stuck In The Past?

How Will OHIP+ Impact Startups?

UPDATE: On July 1, 2018, the new Ontario Conservative government announced that OHIP+ will be revised so that for anyone under 25, claims first go to an employee benefits plan that they are covered under, followed by OHIP+.   If you follow any major Canadian news outlets, you’ve probably heard about OHIP+ and maybe even… Continue reading How Will OHIP+ Impact Startups?

IPFS President, Chris Gory, Finalist for Insurance Business Award

Insurance Business, the industry’s leading business resource, is presenting its second annual Insurance Business Awards. This year, it will once again shine the brightest light on the outstanding companies and individuals of 2017. Twenty organizational and individual awards are designed to ensure national recognition for both large and small organizations. Chris Gory, the President of Insurance… Continue reading IPFS President, Chris Gory, Finalist for Insurance Business Award

Canada’s New Global Skills Visa Program: Important Note About Employee Health Insurance

There is a shortage of tech talent in Canada, especially in cities like Toronto. To address this, the Canadian government launched the global skills visa program to allow Canadian companies to bring in foreign workers within two weeks. Up until this program launched, it would take up to a year to bring a foreign worker… Continue reading Canada’s New Global Skills Visa Program: Important Note About Employee Health Insurance